In order to process checks with ease Care Swipe helps Salon owners save time and money while improving client services with electronic check conversion. You can now replace your extensive practice of bringing your client's checks to the bank and depositing them. With our solution you can now scan the check at the counter and get an approval on that check instantly. This allows you the piece of mind of a guarantee program as the scanner images the check for deposit. You then hand the check back to the client with their receipt. These funds are in your business bank account within 2 business days.


BENEFITS

• Minimizes financial loss due to bad checks
  
  
• Enhance customer experience by less of a wait
  
  
• Increases cash flow with 2 day deposits versus 5-7 day paper deposit
  
  
• Our guarantee program eliminates returned items or NSF fees
  
  
• Reduces bank errors and funding delays
  
  
• Reduces labor by eliminating bank trips
  
  
• Maximizes your existing terminal into check station
  
  
• Detailed reports available
  
  

CHECK RECOVERY
We want to thank you for taking a moment to learn about our exciting value proposition with Secure Check RCK electronic NSF check recover program.

We wish to introduce you to this no cost, value added service that will actually contribute to your bottom line. While you may not be familiar with RCK, it has been operating silently and efficiently in the background at all major retailers, many associations, and health care groups nationwide for several years. While check use may be decreasing slightly, according to a recent study by the American Bankers Association*, "the amount of bad checks written has dramatically increased. This problem gone unchecked, can seriously affect your cash flow, employee efficiency and your bottom line."
*American Bankers Association, Banking Strategies 2005

The Secure Check RCK program in conjunction with your bank allows you to have return checks automatically and electronically recovered directly from check writers


How to Secure Check benefits with your organization:

• We Provide Free Electronic Check Recovery
  There are no setup fees, no equipment for you to purchase and no monthly fees required to use this program.
  
  
• Fastest Electronic Recovery Available
  Secure Check is the only provider utilizing daily account balance verification via the ATM network, providing superior results for our clients. Once Secure Check verifies that the check writer's funds are available, return checks are automatically re-submitted through the U.S. Federal Reserve for clearing to your account. Secure Check does not require phone contact with the check writer's bank, so HIPPA compliance can be assured.
  
  
• Direct Payment to Merchants Account
  Merchant account is credited electronically when checks are recovered.
  
  
• Online Reporting
  Free real-time online reporting shows check status and check image with custom reports for management. Reports can be downloaded to integrate with accounting software.
  
  
• Daily Fraud Alerts n Bad Check Writers
  Email/Fax notification of repeat bad check writers.
  
  
• Full Face Value Paid
  Secure Check pays 100% of face value of RCK electronically recovered bad checks. For any other bad checks Secure Check offers optional traditional collections, you receive 50-80% of the face value of these. There are NO other fees.
  
  

We are Members of the Better Business Bureau. Processing provided by North American Bancard, registered ISO/MSP of HSBC Bank USA, National Association, Buffalo, NY © Copyright 2006-2009   Universal Payment Systems, Inc.   All rights reserved.